TOKEN PAY Flowchart

Google Pay and Apple Pay

Key Steps Description:

• Step 2 Merchant integrates Google Pay or Apple Pay to obtain the corresponding token.
• Step 4 Make a payment request using the token and receive the payment result in Step 7.
• Step 18 (Optional) After the payment is completed, the merchant will receive an asynchronous notification of the payment result. If not received, the merchant needs to actively query.

Gateway Tokenization

Key Steps Description:

• Step 1 It is best to bind the user's information when applying for a Token, so as to effectively avoid incorrect deductions in Step 20 .
• Step 6 When applying for a Token, the user needs to make a payment, and the Token will be returned in the asynchronous notification in Step 13 , or obtained by querying in Step 16 . Note that Step 10 does not include the Token.
• Step 27 (optional) After the payment is completed, the merchant will receive an asynchronous notification of the payment result. If it is not received, it needs to be actively queried through Step 30 .